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Terms of Service

Last Updated: February 11, 2026

Welcome to Saif Associates. By accessing our website and using our services, you agree to comply with and be bound by the following terms and conditions. Please read these terms carefully before using our services.

1. Acceptance of Terms

By accessing and using this website and our professional services, you accept and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use our website or services.

2. Services Provided

Saif Associates provides professional services including:

Specific terms for each service will be outlined in individual engagement letters or service agreements.

3. Professional Standards

All services are provided in accordance with applicable professional standards, including those set by the Institute of Certified Public Accountants of Kenya (ICPAK) and other relevant regulatory bodies.

4. Client Responsibilities

As a client, you agree to:

5. Fees and Payment

Service fees will be agreed upon in writing before commencement of work. Payment terms will be specified in the engagement letter and fee note.

6. Confidentiality

We maintain strict confidentiality of all client information in accordance with professional standards and applicable laws. However, we may be required to disclose information under certain circumstances as required by law or regulatory authorities.

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Saif Associates and is protected by copyright laws. You may not reproduce, distribute, or use any content without our express written permission.

8. Limitation of Liability

While we strive to provide accurate and reliable services, Saif Associates shall not be liable for:

Our liability in any case shall not exceed the fees paid for the specific service in question.

9. Professional Indemnity

Saif Associates maintains professional indemnity insurance in accordance with professional requirements and industry standards.

10. Termination of Services

Either party may terminate services with written notice as specified in the engagement letter. Termination does not relieve the client of the obligation to pay for services rendered up to the termination date.

11. Dispute Resolution

In the event of any dispute arising from our services, parties agree to first attempt resolution through good-faith negotiations. If unsuccessful, disputes shall be resolved through arbitration in accordance with Kenyan law.

12. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of Kenya. Any legal action arising from these terms shall be filed in the courts of Kenya.

13. Website Use

You agree not to:

14. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of service of these external sites.

15. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting on this website. Continued use of our services after changes constitutes acceptance of the modified terms.

16. No Professional Relationship from Website Use

Browsing this website or contacting us through the website does not create a professional relationship. A formal engagement letter must be signed before we provide professional services.

17. Data Protection

We comply with applicable data protection laws, including the Kenya Data Protection Act. Please see our Privacy Policy for details on how we handle your personal information.

18. Contact Information

For questions about these Terms of Service, please contact us:


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